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110 Garner Road, Suite 3
Spartanburg, SC 29303

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Are There Items That Traditional Home Insurance Does Not Cover?

Protecting your home and your family’s place of living is imperative for many individuals around the globe. Getting the most protection and coverage without breaking your budget is also often a priority for millions of families worldwide. When you are seeking out home insurance in Spartanburg, SC or around the state, there are a few factors to keep in mind to better understand your home’s insurance policy and what traditional items it may or may not cover, depending on your provider. The more informed you are of policy law in South Carolina, the easier it becomes to make a choice you are confident in any time you are shopping for a new insurance policy and provider. An Allsurance Group agent can help provide the answers you seek if your questions aren’t answered below.

What Traditional Home Insurance Typically Covers

Traditional home insurance policies cover your house and its occupants along with surroundings that may be outdoor but also within your property. Medical payments and bills are also covered if an accident is to occur inside or outside of your home while still on your property.

What Home Insurance Policies Do Not Cover

When shopping for home insurance policies, it is important to consider that there are accidents and incidents that are not typically covered under traditional plans. Sewer backups, earthquakes, and floods are not covered by most home insurance plans. Instead, you are required to opt for additional coverage solutions if you are looking to add an additional layer of protection to your home in the case of a natural disaster. Identity theft is also not covered by most home insurance plans, so it is highly advisable to seek protection from an identity theft protection service or by speaking to your insurance representative about the potential issue. In some policies, dog bites along with swimming pools are not entirely covered, which is why it is imperative to truly know your homeowner’s insurance policy in and out at all times.

Determine which type of home insurance policy is right for you today by contacting Allsurance Group in Spartanburg, SC, serving the state of South Carolina.