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Allsurance Group

110 Garner Road, Suite 3
Spartanburg, SC 29303

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Does Home Insurance Cover Sheds?

Home insurance is something that all homeowners can benefit from and having a policy that is tailored to your particular property is a must. Your home policy is going to cover everything in the home, and any seeds that are on your property as well as their contents. For those that live in the Spartanburg, SC area, the agents with Allsurance Group can help you find the policy that works for you.

Home policies cover a huge range of things that you may not even realize, like a shed that is on your property. Sheds are considered to be part of home property which means that if a shed catches on fire or is destroyed, you can claim it on your home policy and can also claim the contents of the shed as well. Your home policy will need to have sheds and any sort of contents named on the policy however in order for you to be able to claim them.

When you take out a home policy you need to establish what buildings are on the property and what the contents of those buildings are valued at. This is a similar notion to insuring a detached garage, you need to name both the building and state how much you want to insure the contents for. When you take a home policy you should allow the insurance adjuster to take a look at the shed and determine how much it needs to be insured for and how much you should insure the contents for as well.

It is always easier to figure out what to insure a shed and its contents with the help of an agent. For those in the Spartanburg, SC area, the agents with Allsurance Group can help you find the policy that covers your home and your shed.