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Allsurance Group

110 Garner Road, Suite 3
Spartanburg, SC 29303

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Does Home Insurance Cover Damaged Personal Items?

Home insurance is necessary to protect the things we value and our investments. After all, a home is one of the highest dollar purchases we make in our lifetimes. In order to protect our interests, and comply with any financing obligations, a certain amount of home insurance is necessary, but does it cover our personal items inside the home?

What Is Covered?

You may know what the deductible for the home insurance is, and likely what events are covered, but do you know if your personal items are covered? In most cases, you will need contents coverage to protect major appliances and items of significant value that can be appraised or verified. When it comes to clothing and other personal items, they are usually not covered. If you are unsure what your current policy covers or you are shopping for a home insurance policy, be sure to work with an experienced agent.

Working With Your Agent

One of the best ways to protect your home is to work with an agent who knows the ins and outs of home insurance. They can help you identify your current and future coverage needs. Additionally, they can match you with a variety of policies that you can choose from. They explain all of the fine print and the terms and conditions before the purchase so you can be an informed buyer. If you are living in or near the Spartanburg SC area, you can depend on the agents at Allsurance Group to give you the personalized service you need to get great coverage. 

Don’t take chances on insurance without the assistance of Allsurance Group, serving Spartanburg, SC, because they can match you with the ideal policy to give you peace of mind. Call or stop by the office today to learn more.