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Allsurance Group

110 Garner Road, Suite 3
Spartanburg, SC 29303

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What is Full Coverage?

Spartanburg, SC drivers are required by law to carry $25,000 to cover injuries per person or $50,000 per wreck, and $25,000 for property damage. Your Allsurance Group agent can speak to you about the other types of insurance we offer, including complete coverage protection. 

Your lender will usually require you to purchase a full coverage insurance policy while you carry a balance, as your liability insurance will only cover costs to the other party. This type of indemnification will extend to your bank’s investment, protecting their interests and yours. 

It is possible to get into a wreck that is your fault and not have any way to pay for your own injuries, property damage costs, and lost wages. Full coverage insurance tends to comprise two types of indemnification: comprehensive and collision. 

Collision insurance can help you if you collide with another vehicle and can be particularly important if your car is costly to replace or repair. This is the case even if your car is paid off. In addition, it can extend to accidents that occur with stationary objects, such as mailboxes or light poles. 

Comprehensive insurance is related to incidents that occur without involving a crash. This can entail situations like vandalism or theft, including weather events such as high winds, hail, or heavy rain. Fire is another hazard that may be covered as well as problems caused by animals. 

Allsurance Group Wants to Help

We specialize in providing superior insurance products and services to the residents of the Spartanburg, SC region, and we can answer any questions you may have. Reach out to us by phone, visit us on the web, or feel free to stop by our office for more information.