Every state is unique when it comes to auto insurance requirements and the state of South Carolina is no different. South Carolina drivers need to be aware of insurance requirements within the state when buying insurance. The Allsurance Group serving Spartanburg, SC can help you know what requirements exist.
Auto Insurance is a Requirement
When you go to get a driver’s license in the state of South Carolina, you are admitting to one of two things. You certify when you get your license that you have insurance through an automobile liability policy. It is either that, or you certify that you do not own a vehicle.
Liability Auto Insurance Minimum Requirements
The state of South Carolina also requires vehicle owners to have liability auto insurance with certain minimum limits. This means your limits have to be, at least, these amounts. The limits include the following:
- A limit of $25,000 for bodily injury or death of a single person in a single accident where the cause was from the owner or driver of the vehicle insured.
- A limit of $50,000 for total bodily injury or death liability when you are in a single accident which has a cause of the owner or driver of the vehicle insured.
- A limit of $25,000 for property damage per accident where the cause is the owner or driver of the vehicle insured.
In addition to these, uninsured motorist (UM) coverage is a requirement in South Carolina. This will protect you if the at-fault driver in an accident has no insurance.
South Carolina auto insurance requirements must be a part of every insurance policy you buy. If you do not comply with state requirements, your auto insurance will not be adequate. Work with the Allsurance Group to ensure your auto insurance policy complies. Serving Spartanburg, SC the group can help be sure your auto insurance checks all of the state requirements.