Commercial Insurance in South Carolina
When it comes to insuring your business, South Carolina independent insurance agents have a lot of options for you to consider. Agents at Allsurance Group can help you find the coverage that best fits your business.
Liability coverage is always a top concern. An accident can destroy your business if you are found liable, whether it is someone getting hurt on your property, or if your product or service causes an injury. Spartanburg, SC Commercial insurance agents can advise you on all of the options available for liability coverage.
Insuring your products that you will be selling is another consideration. These can be covered from loss due to natural disasters, or accidents like fires that could wipe out your inventory. Coverage is also available for lost time, if your business were shut down by a flood, for instance, and you were unable to operate for a period of time.
If you operate your business out of your home you still need business insurance, but it is a little different than if you own or rent a building dedicated to the business. You may also need specialized insurance for your vehicles, beyond automobile insurance.
You may also have to have insurance if you have loans outstanding, which may be required by lenders. There are several other policies, such as umbrella coverage, that covers you beyond the limits of your liability policy. Umbrella coverage is more for catastrophic cases, but offers some peace of mind if you were to need it.
Contact the Allsurance Group in Spartanburg, SC where our agents can help you through the maze of commercial insurance and find the policy that is right for you. Existing customers may want a checkup and make sure they have the right coverage. You may also visit us online and use our tools to get rates and policy information.