No one wants to walk out their front door or leave a shopping center to find their vehicle stolen. It can leave a sinking feeling in your stomach. However, there are a few essential things that you need to do if your car is stolen. Read along as Allsurance Group, an insurance company serving the greater Spartanburg, SC area, describes the steps you should follow if your vehicle were stolen.
Contact the Police
The very first thing that you should do if your car is stolen is to notify the police. Insurance agents cannot do anything unless you file a police report.
Notify Your Insurance Company
Once you have filed a police report, contact your insurance company. This is important to do even if you do not have comprehensive coverage. Notifying your insurance company may help protect you if the car thief is in an accident in your vehicle.
Get In Contact With Your Lender
If you have a loan out on your vehicle or are leasing your car, you must contact the lender. You should consider authorizing the lender to talk to your insurance company to expedite the payout process.
Immediately Get in Touch With Your Insurance Company if The Car Is Recovered
Lastly, contact your insurance company if you are notified that your car was recovered. They can inspect your vehicle and cover any damage that may have occurred as long as you have full coverage or comprehensive auto insurance coverage.
It is important to note that only vehicles covered under a comprehensive insurance policy are covered for car theft. If you do not have this coverage, you may want to consider getting it. If you want to protect your vehicle fully or want a new insurance policy in the greater Spartanburg, SC area, let the team at Allsurance Group help.