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110 Garner Road, Suite 3
Spartanburg, SC 29303

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Home Insurance

Common Supplemental Home Insurance Policies

Posted on by agentinsure

Not all homes are created alike and therefore not all home insurance policies should be either. There are a wide range of instances that are covered under basic policies but for those that need a little bit more coverage or a coverage that is a bit different, there are always supplemental policies. For those that feel their basic home insurance policies simply are not doing the job, the helpful agents at Allsurance Group in the Spartanburg, SC area can help you supplement your policy.

Natural Disaster Supplemental Policies

The first type of policy that is going to be supplemental are those that help to cover natural disasters. Things like flood insurance for those that live near water, hurricane insurance for those that live on the coast, and earthquake insurance for those that live in areas where earthquakes are common are all great supplemental policies.

Most basic policies cover things like damage from wind, fire, and even ice and snow but they do not cover flood or earthquake and most do not cover hurricane damage. This is to make the coverage a bit more basic as some areas will never have to deal with hurricanes while others deal with them several times a year.

Supplemental Coverage Policies For Other Events

You can also take out supplemental policies that cover things like injury to your guests. For those that have aggressive breed dogs for instance or that might have a home shop or work space, you might want to take out extra insurance to help cover bills should someone get injured on your property. You can also take out more coverage for the contents of your home and so much more.

For those in the Spartanburg, SC area, the agents at Allsurance Group can help you find the policy that is going to be right for you.  

Stay Safe in Winter with Home Insurance

Posted on by agentinsure

Insurance is an invaluable asset, and home insurance is perhaps one of the most important to have for a multitude of reasons – among the most powerful being the coming cold weather of winter. Even in a relatively warm Southeastern area like Spartanburg, SC (compared to a colder place like Main or Minnesota),  the cold weather can still have a disastrous effect on your home.

There are good tactics that can be done to avoid the negative effects of winter weather on your home. One of the most important things to do is to make sure that your doors, windows, and roof are properly insulated from the outside weather. Not only can the cold weather drive your heating costs up and generally make you more uncomfortable, it can also bring dry weather into your home (which can be a huge nightmare to furniture and your home’s woodwork) and potentially result in freezing damage in your home.

Of course, not everyone has the time to get all of that done – but even if you do have the time, dotted your ‘i’s, and wrapped it all up in a tight little bow, there is no reason to not have comprehensive home insurance. For all you know, you may go your entire life without ever needing to use your insurance – but if it ever comes to pass that your home becomes damaged (by winter or otherwise), you will definitely regret lacking the proper insurance coverage.

If you are a resident of Spartanburg, SC and are ready to get your insurance, but perhaps are not entirely sure of what kind of insurance you want to get, fret not – Allsurance Agency, Inc. can help you. We will help you find the insurance plan that works best for you in minutes, weighing your budget and needs equally. Hopefully we can help you find the peace of mind for you and your home.